外刊英语阅读：Social media trend on how to save money in the new year goes viral

TikTokers explain how to save money and live better with 'no-spend January' viral trend

By Jeffrey Clark FOXBusiness

Published January 20, 2024 8:00am EST

A new online challenge, "no-spend January," has gone viral on TikTok and gives advice on how to start the year off right and save money.

The hashtag "nospend" has over 53 million views on TikTok and features videos of users giving financial advice like making coffee at home, eating out less and not going out to expensive entertainment events.

27-year-old TikTok user Libby Brooks told Business Insider in an interview that she has learned to resist eating out to save money.

"no-spend January," has gone viral on TikTok and gives advice on how to start the year off right and save money.

"I was really tempted to just, on my way home, grab some food," Brooks told Business Insider. "I don't have to cook at home. I can save some time."

"I think that's a perfect example of some instance where convenience totally could have taken over in a regular month where I might not be so attentive to these rules," she said.

"I've just noticed a lot of people are kind of sick and tired of having a lot of stuff," Brooks continued. "Challenges like this can help limit the amount of consumption that you're doing on a monthly, a weekly, a daily basis."

TikTok user, Ashlee White, told the outlet that she believes it is important to set realistic boundaries on finances

Another TikTok user, 29-year-old Ashlee White, told the outlet that she believes it is important to set realistic boundaries on finances in order to increase the likelihood of actually following through on the "no-spend" January trend.

"I think not cutting out all 'fun' spending is what is making it go better for me this time and can be something I'm realistically able to implement into my spending habits moving forward," White said.

"You can do 'no spend for 30 days' and just see the effects that has on your bank account or on your spending habits," she told Business Insider.

Brooks also recommended that people interested in saving money to start out the new year should examine their spending categories in a systematic way.

"Clothes and eating out are two" categories that Brooks told the outlet she spends heavily on, "but for someone else that might not be a thing that they care to spend their money on at all."

TikTokers explain how to save money and live better with 'no-spend January' viral trend

TikTok用户用网络疯传的‘一月不花钱’来解释如何省钱和生活的更好

A new online challenge, "no-spend January," has gone viral on TikTok and gives advice on how to start the year off right and save money.

一项新的在线挑战，“一月不花钱”，在TikTok上走红，并就如何正确开始新的一年和省钱提供了建议。

The hashtag "nospend" has over 53 million views on TikTok and features videos of users giving financial advice like making coffee at home, eating out less and not going out to expensive entertainment events.

话题标签“nospend”在TikTok上的浏览量超过5300万，是提供关于财务建议的一些视频，比如在家煮咖啡、减少外出就餐和不去参加昂贵的娱乐活动。

27-year-old TikTok user Libby Brooks told Business Insider in an interview that she has learned to resist eating out to save money.

27岁的TikTok用户Libby Brooks在采访中告诉《Business Insider》，她学到了坚持不去外面吃来省钱。

"I was really tempted to just, on my way home, grab some food," Brooks told Business Insider. "I don't have to cook at home. I can save some time."

“我之前在回家的路上真的很想买些吃的东西”，Brooks告诉《Business Insider》，“这样我就不需要在家做饭，我能省一些时间”。

"I think that's a perfect example of some instance where convenience totally could have taken over in a regular month where I might not be so attentive to these rules," she said.

“我认为这是一个非常好的例子，在一个我可能不那么注意这些规则的普通月份里，方便性完全可能会占据主导地位”，她说道。

"I've just noticed a lot of people are kind of sick and tired of having a lot of stuff," Brooks continued. "Challenges like this can help limit the amount of consumption that you're doing on a monthly, a weekly, a daily basis."

"我发现很多人都有点厌倦了拥有一堆东西"，Brooks说道，“像这样的挑战可以帮助限制你每月、每周、每天的消费量”。

Another TikTok user, 29-year-old Ashlee White, told the outlet that she believes it is important to set realistic boundaries on finances in order to increase the likelihood of actually following through on the "no-spend" January trend.

另一位TikTok用户，29岁的Ashlee White告诉该媒体，她认为重要的是要在财务上设定一个比较现实的界限，以增加真正贯彻1月份“不花钱”的可能性。

"I think not cutting out all 'fun' spending is what is making it go better for me this time and can be something I'm realistically able to implement into my spending habits moving forward," White said.

“我认为，不把所有‘娱乐’的支出都砍掉可以让我把它做得更好，而且这样我可以比较现实地将其落实到我的消费习惯中”，White说道。

"You can do 'no spend for 30 days' and just see the effects that has on your bank account or on your spending habits," she told Business Insider.

“你可以执行‘30天不消费’，然后看看这对你的银行账户或消费习惯产生的影响”，她告诉《Business Insider》。

Brooks also recommended that people interested in saving money to start out the new year should examine their spending categories in a systematic way.

Brooks还建议，有兴趣以存钱来开始新的一年的人应该系统地检查他们的开销类别。

"Clothes and eating out are two" categories that Brooks told the outlet she spends heavily on, "but for someone else that might not be a thing that they care to spend their money on at all."

Brooks告诉媒体，“衣服和外出就餐是两个她花了很多钱地方，但对于其他人来说，这可能根本不是他们想花钱的地方”。